CTAC 保险团购询价CTAC Insurance Group Quote
一次提交，协会同时发给 3 家持牌商业卡车保险经纪并行报价。会员平均节省 8–15%——10 辆车队一年省 $6,000–$20,000。Submit once — CTAC fans your request out to 3 licensed commercial trucking brokers in parallel. Members save 8–15% on average ($6K–$20K/year for a 10-truck fleet).
平均节省 8–15%Average 8–15% savings
团购议价 + 多家比价，单家报价节省不会这么深。Group leverage + parallel quotes beat single-broker pricing.
3 家持牌经纪并行报价3 licensed brokers in parallel
协会不卖保险，只把需求同时发给签约经纪 —— 你不用一个个谈。CTAC doesn't sell insurance; we route your needs to vetted brokers in parallel.
48 小时出对比报告48-hour comparison report
协会汇总各家报价做成对比表（旧 vs 新保费、节省金额）。We consolidate quotes into a clean comparison (old vs new premium, savings).
NDA 保护资料NDA-protected data
MC / DOT 号、损失记录只发给签 NDA 的合作经纪，不留卖单。MC / DOT / loss runs only shared with brokers under NDA. Never resold.
清楚的边界A Clean Boundary
协会做什么 · 经纪人做什么What CTAC does · What brokers do
协会做CTAC does
- → 谈下团体折扣 + 推荐佣金分成（用于补贴会员活动）Negotiates group discount + referral commission (funds member programs)
- → 把你的需求并行发给 2–3 家签约经纪Fans your request to 2–3 contracted brokers in parallel
- → 48 小时内汇总报价做对比表Consolidates quotes into a 48-hour comparison
- → 协会侧不留你的资料给非合作方No data sold or shared outside contracted brokers
经纪人做Brokers do
- → 正式报价、签单、收保费、出保单（持牌)Quote, bind, collect premium, issue policy (licensed)
- → 理赔时直接对接（协会不介入理赔流程）Handle claims directly (CTAC does not adjudicate claims)
- → 提供 Loss Run、Cert of Insurance 等文件Provide Loss Runs, Cert of Insurance, etc.
- → 承担保险经纪人的法律责任Carry the broker's legal & E&O liability
协会本身不持有保险经纪牌照，不签单、不收保费。所有保单由持牌经纪人开具。CTAC does not hold a broker license, does not bind policies, and does not collect premium. All policies are issued by licensed brokers.
询价流程Quote Workflow
5 步拿到对比报价单5 steps to a comparison report
提交询价Submit
填表 5 分钟，附 MC/DOT 与到期日。5-min form: MC/DOT + expiration date.
协会审核CTAC review
协会审核资料并确认对接安排。CTAC reviews the details and confirms next steps.
并行发询Parallel quotes
同时发给 2–3 家签约经纪，避免单家压价空间。Sent in parallel to 2–3 contracted brokers.
对比汇总Compare
48 小时内出 PDF 对比报告（保额、保费、附加险）。48-hour PDF comparison report (limits, premium, add-ons).
你选 · 经纪签You pick · broker binds
你选定 → 经纪人正式签单 → 协会不介入合同。You choose → broker binds → CTAC steps aside.
节省示例Savings Examples
按车队规模算笔账Run the numbers by fleet size
* 估算基于加州港口拖柜 / 区域车队的市场区间。具体节省取决于损失记录、CSA 分数、司机经验等。* Estimates based on CA drayage / regional fleet ranges. Actual savings depend on loss runs, CSA score, driver experience.
详细申请面向有效付费会员。保存后可在「我的服务申请」查看进度；邮件通知尚未开通。 / Active paid membership is required. Track saved requests in My Services; email notifications are pending setup.